Refinancing: A Good Deal!

I completed a refinance today for a family who will save $295/month on their monthly mortgage payment!  It's one of those closings where you feel really good about what you do, and how you can help people.  Putting an extra $3500/year into a family's budget is great.  GREAT!

Photo courtesy of doityourself.com

Refinancing usually isn't hard and the closing costs can be financed (rolled) into your loan.  Typically you will make back in a year those closing costs with the reduced monthly mortgage payment.

Who else is ready to refinance?!